Gibson v. ECMC (In Re Gibson)

FINDINGS OF FACT AND CONCLUSIONS OF LAW

SCOTT W. DALES, Bankruptcy Judge.

I.PARTIES AND NATURE OF THE PROCEEDING

The Plaintiff, Natasha Renee Gibson, filed a voluntary petition for relief under Chapter 7 with this court on April 13, 2009 (the “Petition Date”). In order to discharge her student loans, she commenced an adversary proceeding against her two student loan creditors, ECMC and College Assist (hereinafter the “Creditors”). The Creditors are the successors in interest to other student loan lenders who extended credit to Ms. Gibson before the Petition Date.

On April 14, 2010, in Kalamazoo,…