Anysa Ngethpharat, et al. v. State Farm Mutual Automobile Insurance Company; Faysal A. Jama v.

1 2 3 4 5 UNITED STATES DISTRICT COURT 6 WESTERN DISTRICT OF WASHINGTON AT SEATTLE 7 ANYSA NGETHPHARAT, et al., CASE NO. C20-0454-KKE 8 Plaintiff(s), FINDINGS OF FACT AND 9 v. CONCLUSIONS OF LAW FOLLOWING BENCH TRIAL 10 STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, 11 Defendant(s). 12 FAYSAL A. JAMA, 13 Plaintiff(s), 14 v. 15 STATE FARM FIRE AND CASUALTY COMPANY, 16 Defendant(s). 17 18 This matter comes before the Court following a four-day bench trial that took place during 19 the week of April 6, 2026. Following the Court’s Order on Scope of Trial, Dkt. No. 321, the sole 20 issue the…