Wilkins v. Simmons Bank

IN THE UNITED STATES DISTRICT COURT EASTERN DISTRICT OF ARKANSAS NORTHERN DIVISION SHUNDA WILKINS and DAVID WATSON, on behalf of themselves and all others similarly situated PLAINTIFFS No. 3:20-cv-116-DPM SIMMONS BANK DEFENDANT ORDER The typical consumer doesn’t spend much time thinking about what happens when he or she pays a bill online. The immediate concern is whether the transaction goes through. Behind the scenes, though, much happens. The funds are processed through a complex computer network known as an automated clearing house —the ACH. As the name indicates, the system is largely…