Erie Insurance Exchange v. Fidler

OPINION BY

BECK, J.:

¶ 1 In this declaratory judgment action, Erie Insurance Exchange (Erie) asks the court to determine if it owes a duty to defend or to indemnify its insureds, Matthew P. Fidler, Paul A. Fidler, Jr. or Ruth Naomi Fidler in a tort action instituted by Merrill T. Denslow, IV, Merrill T. Den-slow, III and Paula E. Denslow (appellants). The court found in favor of appel-lee Erie. We affirm.

¶ 2 In the underlying action, appellants, the Denslows, filed a tort action against Matthew P. Fidler, for damages sustained by appellant Merrill Tracy Denslow, IV, when he was physically…