Martin v. John Hancock Mutual Life Ins.

This is an appeal by plaintiff from a judgment of no cause of action entered upon a directed verdict.

Plaintiff is the beneficiary under a policy of insurance on the life of her daughter. The amount of the policy is $252 with a premium of 15 cents per week, which was collected by an agent who called at the home. On Saturday morning, November 11, 1933, when the agent called, he was asked by plaintiff to return that evening as she would not have the money until then; he returned but Mrs. Martin was in the basement at the time using the caretaker’s phone to call the doctor for her daughter who…