Hingham Mutual Fire Insurance v. Frost

Gershengorn, Wendie I., J.

INTRODUCTION

This is a declaratory judgment action concerning homeowners’ liability insurance coverage for an underlying suit that alleges sexual molestation of two minor children. The plaintiff, Hingham Mutual Fire Insurance Company (“Hingham”), filed this action to request the Court to adjudicate that it has no duty to defend or indemnify Shirley, Joseph, and Paul Burchfield in the underlying suit. Hingham now moves this Court for summary judgment. For the following reasons, Hingham’s motion is ALLOWED.

BACKGROUND

Hingham insured Joseph and Shirley Burchfield (the…