Legal Opinion

Montrell Stephenson v. Experian Information Solutions, Inc. and Equifax Information Services, LLC

District Court, N.D. Illinois

Decided August 3, 2026No. 1:25-cv-12411Unknown

1Opinion

UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS EASTERN DIVISION MONTRELL STEPHENSON, ) ) Plaintiff, ) Case No. 25-cv-12411 ) v. ) Hon. Steven C. Seeger ) EXPERIAN INFORMATION ) SOLUTIONS, INC., and ) EQUIFAX INFORMATION ) SERVICES, LLC, ) ) Defendants. ) ____________________________________) MEMORANDUM OPINION AND ORDER Montrell Stephenson filed for bankruptcy, and eventually received a discharge. He expected that the discharge would eliminate all of his debts, and scrub them off his credit reports. He wanted a clean slate and a fresh start. Years after the discharge,…

2Cases cited18 opinions

  1. Safeco Insurance Co. of America v. BurrSupreme Court of the United States · 2007
  2. Law v. SiegelSupreme Court of the United States · 2014
  3. Zena Phillips v. The Prudential Insurance CompaCourt of Appeals for the Seventh Circuit · 2013
  4. Daniel v. Cook CountyCourt of Appeals for the Seventh Circuit · 2016
  5. Johnnie Savory v. William Cannon, Sr.Court of Appeals for the Seventh Circuit · 2020

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