Hartford Accident & Indemnity Co. v. Maddix

JOHNSON, Judge.

On February 18, 1989, Scott Justice lost control of the Chevrolet Cavalier he was driving and crashed into a parked car. Scott and one passenger were killed, another passenger was injured. Subsequently, Ralph Justice (Scott’s father) filed a declaratory judgment action against Hartford Accident & Indemnity Company (hereinafter “Hartford”). The issue is whether the car driven by Scott Justice is covered by the “garage policy” which Hartford had issued to Justice Auto Sales (a business owned by *872Ralph Justice). To resolve this question, we must decide whether Justice Auto Sales…