Wood v. State Farm Mutual Automobile Insurance

Plaintiff, one of defendant’s insureds, brought this action for a declaration that, because defendant did not repeatedly, at each renewal date, give notice of an option to obtain uninsured motorist/underinsured motorist coverage, the limits of her policy should be treated as $100,000. The proceeding was tried on the record as a submitted controversy, ORCP 66, and the trial court found in favor of defendant. We affirm.

Plaintiff first purchased an insurance policy from defendant in 1965. In 1985, she was injured by a hit-and-run driver, resulting in damages of almost $55,000. At the time of the…