Archambault v. Federal Insurance

OPINION

FLANDERS, Justice.

After sustaining injuries in a motor-vehicle accident with an underinsured motorist, can an insured recover damages from her own insurer when the underinsured motorist’s liability coverage is less than the damages she is entitled to recover but is not less than the limits of her own underinsuredmotorist coverage? We hold that in these circumstances the insured is entitled to recover from her own insurer. Accordingly, we affirm the Superior Court’s granting of summary judgment to the insured plaintiff, Patricia Archambault.

Facts and Travel

The defendant, Federal…