Townley v. Patterson

Deen, Presiding Judge.

Counsel stipulated that the policy contained the following language: "No suit or action on this policy for the recovery of any claim shall be sustainable in any court of law or equity unless all the requirements of this policy have been complied with, and unless commenced within twelve (12) months next after inception of the loss ...” Such clauses are conditions precedent to recovery and are binding against the insured. Livaditis v. American Cas. Co., 117 Ga. App. 297 (160 SE2d 449). See Code Ann. § 56-3201 at lines 157-161; Darnell v. Fireman’s Fund Ins. Co., 115 Ga.…