Legal Opinion

Ramirez v. National Cooperative Bank

Appellate Division of the Supreme Court of the State of New York

Decided December 6, 2011PublishedCited by 2 opinions

1Opinion of the Court

OPINION OF THE COURT

Catterson, J.

The plaintiff’s claims against an automobile dealership require us to examine the circumstances under which the federal Truth in Lending Act (15 USC § 1601 et seq.) (hereinafter referred to as TILA) preempts New York State law and the extent of TILA’s assignee liability protection. Because the *206plaintiffs allegations have nothing to do with the disclosure of credit terms required by TILA, the defendant assignee bank may be held derivatively liable for the dealership’s alleged fraud and deceptive business practices.

The plaintiff in this case alleges that he was…

2Cases cited8 opinions

  1. Kaufman v. CohenAppellate Division of the Supreme Court of the State of New York · 2003
  2. People v. Applied Card Systems, Inc.New York Court of Appeals · 2008
  3. Blue Cross & Blue Shield of New Jersey, Inc. v. Philip Morris USA Inc.New York Court of Appeals · 2004
  4. Diaz v. Paragon Motors of Woodside, Inc.District Court, E.D. New York · 2006
  5. Meyercord v. CurryAppellate Division of the Supreme Court of the State of New York · 2007

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3Cited by2 opinions

  1. Pierre v. Planet Automotive, Inc.District Court, E.D. New York · 2016
  2. LCS Capital, LLC v. LuisAppellate Division of the Supreme Court of the State of New York · 2025

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