Legal Opinion
Larry Jesinoski v. Countrywide Home Loans, Inc.
Court of Appeals for the Eighth Circuit
Decided February 28, 2018No. 16-3385PublishedCited by 3 opinions
1Opinion of the Court
MELLOY, Circuit Judge.
*1011 Mortgage loan borrowers Larry and Cheryle Jesinoski received Truth in Lending Act ("TILA") disclosure documents at their loan closing. Pursuant to TILA and its regulations, borrowers may rescind their loan within three days of closing, but the rescission period extends to three years if the lender fails to deliver "the required notice or material disclosures." 12 C.F.R. 1026.23(a)(3)(i) ; see also 15 U.S.C. § 1635 (a), (f). Admitting that the lender delivered the required notice (the "Notice") and material disclosures, but arguing that the lender did not provide the…
2Cases cited11 opinions
- Tommy Joe Stutzka v. James P. McCarvilleCourt of Appeals for the Eighth Circuit · 2005
- Denelsbeck v. Wells Fargo & Co.Supreme Court of Minnesota · 2003
- Jesinoski v. Countrywide Home Loans, Inc.Supreme Court of the United States · 2015
- Anitra D. Davis v. U.S. Bancorp, Doing Business as U.S. Bank National Association John Doe Mary Roe Persons UnknownCourt of Appeals for the Eighth Circuit · 2004
- Raymond Lee, Jr. v. Countrywide Home Loans, Inc.Court of Appeals for the Sixth Circuit · 2012
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3Cited by3 opinions
- Burris v. Baxter County Regional HospitalDistrict Court, W.D. Arkansas · 2025
- Hoang v. Bank of America, N.A.District Court, W.D. Washington · 2021
- THE BANK OF NEW YORK MELLON, ETC. VS. DOLORES MARIE DICICCO (F-000714-16, BURLINGTON COUNTY AND STATEWIDE)New Jersey Superior Court Appellate Division · 2020