Legal Opinion
Fidelity & Casualty Co. of New York v. North Carolina Farm Bureau Mutual Insurance
Court of Appeals of North Carolina
Decided October 25, 1972No. 7210SC529PublishedCited by 39 opinions
1Opinion of the Court
CAMPBELL, Judge.
The widespread enactment of financial responsibility and compulsory insurance laws has caused a decided trend in the courts toward liberal construction of omnibus clauses. It is the purpose of the Financial Responsibility Act to provide protection for persons injured or damaged by the negligent opera tion of automobiles. Hawley v. Insurance Co., 257 N.C. 381, 126 S.E. 2d 161 (1962); Swain v. Insurance Co., 253 N.C. 120, 116 S.E. 2d 482 (1960). Generally, an omnibus clause should be construed liberally in favor of the insured and in accordance with the policy of the clause to…
2Cases cited23 opinions
- Lamb-Weston, Inc. v. Oregon Automobile InsuranceOregon Supreme Court · 1959
- Wagman v. American Fidelity & Casualty Co.New York Court of Appeals · 1952
- Red Ball Motor Freight, Inc. v. Employers Mut. Liability Ins. Co. Of WisconsinCourt of Appeals for the Fifth Circuit · 1951
- Allstate Insurance Co. v. Shelby Mutual Ins. Co.Supreme Court of North Carolina · 1967
- Putnam v. New Amsterdam Casualty Co.Illinois Supreme Court · 1970
18 more not listed; retrieve them via the Exa API.
3Cited by39 opinions
- State Capital Insurance v. Nationwide Mutual InsuranceSupreme Court of North Carolina · 1986
- Worthington v. StateWyoming Supreme Court · 1979
- Reliance Insurance v. WalkerCourt of Appeals of North Carolina · 1977
- Durham City Bd. of Educ. v. National Union Fire Ins. Co. of PittsburghCourt of Appeals of North Carolina · 1993
- Bellafronte v. General Motors Corp.New Jersey Superior Court Appellate Division · 1977
34 more not listed; retrieve them via the Exa API.