Northwest Farm Bureau Insurance v. Althauser

This is a foreclosure action. Northwest Farm Bureau Insurance (plaintiff) issued the Althausers (defendants) 1 a homeowners’ insurance contract which included fire insurance coverage and mortgagee protection. After a fire, plaintiff paid the mortgagees. Plaintiff claims that it is subrogated to the mortgagees’ rights, because its contract with defendants was made void by defendants’ material misrepresentations concerning the fire loss. The trial court entered a summary judgment of foreclosure, and defendants appeal. We affirm.

Defendants owned a house which was subject to two mortgages.…