Legal Opinion

Gates v. State Automobile Mutual Insurance Co.

Court of Appeals of Tennessee

Decided December 28, 2005No. W2005-00386-COA-R9-CVPublishedCited by 17 opinions

1Opinion of the Court 1

OPINION

2Opinion of the Court · KirbyHolly M. Kirby, J.

in which W. FRANK CRAWFORD, P.J., W.S., and ALAN E. HIGHERS, J., joined.

This case involves business interruption insurance. The furniture store owned by the plaintiff typically sells furniture under “rent to own” payment plans, whereby customers purchase the furniture through payments over time. The furniture store was damaged by a tornado. As a result, the store was closed for eight months for repairs. The plaintiff store owner had a business interruption insurance policy with the defendant insurance company that covered the loss of business income during the time in which the store…

3Cases cited4 opinions

  1. American Justice Insurance Reciprocal v. HutchisonTennessee Supreme Court · 2000
  2. Osborne v. Mountain Life Insurance Co.Tennessee Supreme Court · 2004
  3. Continental Insurance Co. v. DNE Corp.Tennessee Supreme Court · 1992
  4. Marlin Financial & Leasing Corp. v. Nationwide Mutual Insurance Co.Court of Appeals of Tennessee · 2004

4Cited by17 opinions

  1. Artist Building Partners and Howard Caughron v. Auto-Owners Mutual Insurance CompanyCourt of Appeals of Tennessee · 2013
  2. National Union Fire Ins. Co. of Pittsburgh, Pa. v. TransCanada Energy USA, Inc.Appellate Division of the Supreme Court of the State of New York · 2017
  3. National Union Fire Insurance v. TransCanada Energy USA, Inc.New York Supreme Court · 2016
  4. Acme Nashville, LLC v. The Cincinnati Insurance CompanyDistrict Court, M.D. Tennessee · 2021
  5. CIM, LLC v. Series Protected Cell 1, A Series of Oxford Insurance Company TN, LLCDistrict Court, M.D. Tennessee · 2023

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