In re: Mike G. Carter and Nichole Carter

This order is SIGNED. = APLCY C ST rel □ □ Dated: October 27, 2025 ce □□ , ely □□□ □ ——— Vo PEGGY HUNT ESF U.S. Bankruptcy Judge Xa 4 i aep IN THE UNITED STATES BANKRUPTCY COURT FOR THE DISTRICT OF UTAH In re: Bankruptcy Case No. 24-22514 MIKE G. CARTER and NICHOLE CARTER, Chapter 13 Debtors. Honorable Peggy Hunt MEMORANDUM OPINION The question presented is whether the Debtors may modify their confirmed Chapter 13 plan under § 1329 of the Bankruptcy Code! to surrender a vehicle subject to a lien that, at the time of confirmation, they planned to retain and pay for pursuant to the parties’…