United States Fidelity and Guaranty Co. v. Morgan

CALVERT, Chief Justice.

This is a Hurricane Carla case. Respondent, John M. Morgan, brought suit against petitioner, United States Fidelity & Guaranty Company, seeking a recovery on an insurance policy for damage to a cottage and to a warehouse and its contents. The trial court entered judgment for respondent upon a jury verdict and the Court of Civil Appeals has affirmed. 389 S.W.2d 516. We reform the judgments of the courts below and they are affirmed as reformed.

The insurance policy upon which suit was brought provided coverage for loss to the property directly resulting from windstorm or…