Heinen v. Home Mutual Casualty Co.

The two questions presented on this appeal are: (1) Whether there was a “theft” of the trailer within the meaning of the policy issued by the defendant; and (2) whether the amount of plaintiff’s recovery in any event should be reduced by one half because Mrs. Eleinen was a co-owner of the trailer.

The material wording of the house-trailer indorsement issued by the defendant to the already existing policy of automobile insurance is as follows:

“This insurance is against only such and so many of the risks named below as are specified by premium deposits in writing set opposite thereto.

“(6) Theft:…