United Services Automobile Ass'n v. Reid

—Judgment unanimously reversed on the law with costs, motion denied, cross motion granted and judgment granted in accordance with the following Memorandum: On January 17, 1995, a vehicle being driven by defendant Jack R. Reid collided with a vehicle driven by defendant Clara Masella. At the time of the accident, Reid was driving his personal vehicle, making a delivery to a customer of his employer. Reid’s employer reimbursed Reid for mileage for the use of his personal vehicle. *991Plaintiff commenced this action seeking a declaration that it was not obligated to defend or indemnify Reid, its…