EMC Insurance Companies v. Entergy Arkansas

LOKEN, Circuit Judge.

A fire seriously damaged the home of Milton and Norma Blakely in Crossett, Arkansas, in October 2014. Entergy Arkansas, Inc., provided electric power to the home. In August 2015, the home was completely destroyed by a second fire while being repaired without electric power service. The Blakelys' homeowner's insurer, EMC Insurance Companies, paid $ 203,247.49 for their total property damage and then brought this diversity action against Entergy, alleging the utility's equipment caused the 2014 fire and asserting subrogation claims for damages "in excess of $ 203,247.49."…