Kansas Mill Owners' & Manufacturers' Mutual Fire Insurance v. Rammelsberg

L. H. Westerman and H. Rammelsberg were the owners of a policy of insurance, issued by the plaintiff in error, on their mill building and machinery and millers’ stock. Westerman sold his interest in the insured property, and assigned his interest in the policy, to Rammelsberg. The terms of the insurance contract provided for notice to the Company of transfers of the property, and the ratification by it of assignments of the policy. As a condition to giving its assent to the assignment in question, the plaintiff in error required Rammelsberg to make a new application for the insurance. This he…