James v. State Life Insurance

Appellee, a domestic insurance company, issued a policy on the life of Perry. Clement James, husband of appellant, in which appellant is named as beneficiary. In addition to an agreement to pay $10,000 in the event of the death of insured, the policy contains what is designated therein as an “extra indemnity” clause. By this provision of the contract, it is agreed that “in the event of the death of the insured, resulting from a bodily injury, sustained and effected directly through external, violent and accidental means, * * * exclusively and independently of all other causes, * * * the…