Atlantic Mutual Fire Insurance Company of Savannah, a Corporation v. Corine Cook, Minnuweller Cook

TATE, Circuit Judge:

The issue involves the application of an exclusion clause to liability coverage afforded by an insurance policy. We affirm the district court’s determination that the clause excludes coverage.

Alleging diversity jurisdiction, a homeowner’s insurer (“Atlantic”) sues for declaratory judgment that its coverage and duty to defend under its policy did not extend to a claim for personal injury asserted by a suit filed in state court against its insured (“Corine”). In the state suit, damages were sought for a child’s death by her mother (“Minnuweller”); made defendant was…