American States Insurance Co. v. Broeckelman

GARRISON, Presiding Judge.

Allen Broeckelman (“Broeckelman”) 1 appeals from an adverse judgment entered in a declaratory judgment action filed by American States Insurance Co. (“American States”). At issue is whether American States’ policy provides coverage to Christopher Thornton (“Chris”) for a personal injury claim made against him by Broeckelman. We reverse and remand.

American States issued a policy which provided both business auto and commercial general liability coverage to Bob Thornton (“Bob”) and his wife, Carolyn Thornton (“Carolyn”), d/b/a A-l Construction. The uncontested…