Mark Andrew Tobin v. Michigan Mutual

Plaintiffs Mark Andrew Tobin, Craig Mackay, and Helen J. Hunter (collectively, “plaintiffs”) filed declaratory judgment actions in which they sought to recover under an insurance policy that defendant Michigan Mutual Insurance Company (“Michigan Mutual”) issued to Ford Motor Company (“Ford”). As we explained in Tobin v. Michigan Mutual Insurance Co., 398 F.3d 1267, 1269 & n. 1 (11th Cir.2005) (“Tobin I”), plaintiffs or their decedents leased vehicles from Ford or Ford subsidiaries. While operating the rental vehicles, plaintiffs were injured, or their decedents were killed, in three separate…