Clemmer v. Key Bank National Ass'n
Court of Appeals for the Sixth Circuit
1Opinion of the CourtMcKEAGUE, J., joined by Gilman, J.,
ROGERS, J. (p. 356), delivered a separate concurring opinion.
OPINION
McKEAGUE, Circuit Judge.
As the district court succinctly summarized, this case turns on whether the Electronic Funds Transfer Act (the “EFTA”) permits an automated teller machine’s onscreen notice to read that a fee “may” be charged when a fee “will” be charged. Clemmer v. Key Bank, N.A., No. 06-2654, 2007 WL 5303533, at *2 (N.D.Ohio June 20, 2007). Michael Clemmer, a consumer of ATM services, argues that the notice must explicitly state that a consumer “is” or “will be” (or some variant thereof) charged a fee. The district…
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