Life Insurance Co. of Georgia v. Gipson

The majority summarily affirms the judgment of the trial court in favor of the plaintiffs for $100,000 — $20,401.37 in compensatory damages and $79,598.63 in punitive damages. I would reverse that judgment and hold that the defendant was entitled to a directed verdict; therefore, I must respectfully dissent.

In May 1992, Francis Gipson purchased an accident insurance policy from Life Insurance Company of Georgia (“Life of Georgia”), which covered her minor son Roy. On July 23,1992, Roy was injured when he was hit by an automobile while riding his bicycle. The hospital filed a claim with Life…