Dotson v. Estate of Pearson

Judge PLANK,

dissenting.

I respectfully dissent.

I

Plaintiff argues that Farmers, despite the exclusion for named insureds in the insur-*22anee policy issued to Pearson and Rhonda Dotson, has obligated itself to pay the $300,-000 judgment entered against Pearson for the plaintiffs damages.

Whether named insured exclusions from liability coverage are valid is an issue of first impression in Colorado. However, numerous other jurisdictions have generally held that, in the absence of a statutory provision forbidding them, named insured exclusions are valid. See Annot., 46 A.L.R.3d 1061 (1972). After…