Crozier v. Lenox Mutual Insurance Association

Plaintiff, a farmer and landowner, seeks to- recover against defendant, insurance company, under a windstorm insurance policy. Defendant, insurance company, issued to plaintiff a policy of insurance covering the buildings located on his farm, insuring plaintiff against loss by fire and windstorm. Plaintiff secured from defendant a “change in coverage endorsement” increasing the insurance on his barn from $6000 to $9500 -and an endorsement providing insurance on the. barn while under reconstruction. Defendant, insurance company, reinsured its windstorm risk with Farmers Mutual Reinsurance…