Diane M. Cutting and Warren L. Cutting v. Jerome Foods, Incorporated

POSNER, Circuit Judge.

Diane Cutting was seriously injured in an automobile accident. She has incurred $90,-000 in medical expenses alone, and expects to incur additional medical expenses in the future. An uninsured-motorist policy paid her $126,000 and she recovered another half million dollars on a products-liability claim, but as she reckons her total damages from the accident at $1 million there is a considerable shortfall. Her husband’s employer, Jerome Foods, Inc., has an unfunded, company-administered employee benefits plan that covers spouses. The Cuttings submitted Mrs. Cutting’s…