Legal Opinion

Janetos v. Fulton Friedman & Gullace, LLP

Court of Appeals for the Seventh Circuit

Decided April 7, 2016No. 15-1859PublishedCited by 106 opinions

1Opinion of the Court

HAMILTON, Circuit Judge.

Section 1692g(a)(2) of the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq., requires a debt collector to disclose to a consumer “the name of the creditor to whom the debt is owed,” either in its initial communication with the consumer or in a written notice sent within the next five days. When defendant Fulton Friedman & Gullace, LLP set out to collect debts from the plaintiffs on behalf of creditor Asset Acceptance, LLC, it sent them letters that identified Asset Acceptance as the “assignee” of the original creditors but said that the plaintiffs’ accounts…

2Cases cited16 opinions

  1. Campbell-Ewald Co. v. GomezSupreme Court of the United States · 2016
  2. Donna M. Russell v. Equifax A.R.S., and Cbi CollectionsCourt of Appeals for the Second Circuit · 1996
  3. Curtis Bartlett v. John A. Heibl and John A. Heibl, Attorney at LawCourt of Appeals for the Seventh Circuit · 1997
  4. Tito Pollice Violet Pollice, Individually and on Behalf of All Others Similarly Situated Linda Mansfield, in No. 99-3856 v. National Tax Funding, L.P. Capital Asset Research Corporation, Ltd. Tito Pollice Violet Pollice, Individually and on Behalf of All Others Similarly Situated Linda Mansfield v. National Tax Funding, L.P. Capital Asset Research Corporation, Ltd. In No. 99-3857 Tito Pollice Violet Pollice, Individually and on Behalf of All Others Similarly Situated Linda Mansfield, in No. 99-4049 v. National Tax Funding, L.P. Capital Asset Research Corporation, Ltd. Gladys Houck Marie Demitras Bragette Parker Mary Walsh, on Their Own Behalf and on Behalf of All Others Similarly Situated Mary Tabb, in No. 99-3858 v. Capital Asset Research Corp., Ltd. National Tax Funding, L.P. Capital Asset Holdings Gp Inc. Gladys Houck Marie Demitras Bragette Parker Mary Walsh, on Their Own Behalf and on Behalf of All Others Similarly Situated Mary Tabb v. Capital Asset Research Corp., Ltd. National Tax Funding, L.P. Capital Asset Holdings Gp Inc. In No. 99-3859 Gladys Houck Marie Demitras Bragette Parker Mary Walsh, on Their Own Behalf and on Behalf of All Others Similarly Situated Mary Tabb, in No. 99-3898 v. Capital Asset Research Corp., Ltd. National Tax Funding, L.P. Capital Asset Holdings Gp IncCourt of Appeals for the Third Circuit · 2000
  5. Ruth v. Triumph PartnershipsCourt of Appeals for the Seventh Circuit · 2009

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3Cited by106 opinions

  1. Barbato v. Greystone Alliance, LLCCourt of Appeals for the Third Circuit · 2019
  2. Pantoja v. Portfolio Recovery Associates, LLCCourt of Appeals for the Seventh Circuit · 2017
  3. Erick Marquez v. Weinstein, Pinson & Riley, P.SCourt of Appeals for the Seventh Circuit · 2016
  4. Sarah Steffek v. Client Services, IncorporatedCourt of Appeals for the Seventh Circuit · 2020
  5. Joseph Degroot v. Client Services, IncorporatedCourt of Appeals for the Seventh Circuit · 2020

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