Farm & City Insurance Company v. Coover

McCORMICK, Justice.

The question presented in this case of first impression in Iowa is whether an injured person whose loss may be indemnified by the liability insurance of another is a proper party in a declaratory judgment action between the insurer and insured regarding coverage. The trial court held he is not. We reverse.

Plaintiff Farm and City Insurance Company issued a motor vehicle liability insurance policy to defendant Richard S. Coover. Subsequently motor vehicles driven by Co-over and defendant Nick Bovis collided, and Bovis sued Coover for damages he alleged he sustained in the…