Legal Opinion

Halsey v. American Central Life Insurance

Supreme Court of Missouri

Decided June 2, 1914PublishedCited by 62 opinions

Appeal from St. Louis City Circuit Court. — Hon. William M. Kinsey, Judge. (1) Insurance contracts, when unambiguous, aré construed and enforced as other contracts, and courts cannot make a new contract for the parties. Ins. Co. v. Fletcher, 117 U. S. 619; Merriwether v. Ins. Co., 127 Mo. App. 100; Steinberg v. Ins. Co., 49 Mo. App. 264; Jewett v. Life Ins. Co., 112 N. W. (Mich.) 734; Assurance Co. v. Association, 182 U. S. 308; Methvin v. Ins.

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Appeal from St. Louis City Circuit Court. — Hon. William M. Kinsey, Judge. (1) Insurance contracts, when unambiguous, aré construed and enforced as other contracts, and courts cannot make a new contract for the parties. Ins. Co. v. Fletcher, 117 U. S. 619; Merriwether v. Ins. Co., 127 Mo. App. 100; Steinberg v. Ins. Co., 49 Mo. App. 264; Jewett v. Life Ins. Co., 112 N. W. (Mich.) 734; Assurance Co. v. Association, 182 U. S. 308; Methvin v. Ins. Co., 129 Cal. 251; McConnell v. Life Ins. Co., 92 Fed. 769; Johnson v. Life Ins. Co., 143 Fed. 950; Joyce’s Ins., sec. 219. (2) Courts must give…

1Opinion of the Court

WOODSON, P. J. —

This was a suit on a policy of life insurance issued, for the sum of $10,000, by the defendant upon the life of Augustus C. Halsey, deceased. A trial was had in the circuit court of the city of St. Louis, which resulted in a judgment in favor of the plaintiff for the full amount sued for and interest. In due time and in proper form the defendant appealed the cause to this court.

The pleadings are put aside, as there is no point made in that regard.

*664The cause was submitted to the court upon -the following agreed statement of facts, viz.:

“It is agreed that this cause shall be…

2Cited by62 opinions

  1. August Prange & Bankers Trust Co. v. International Life InsuranceSupreme Court of Missouri · 1932
  2. Lentin v. Continental Assurance Co.Illinois Supreme Court · 1952
  3. State Ex Rel. Missouri State Life Insurance v. AllenSupreme Court of Missouri · 1922
  4. Johnson v. American Central Life InsuranceMissouri Court of Appeals · 1922
  5. Galemore v. HaleyMissouri Court of Appeals · 1971

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