Cincinnati Ins. Co., Inc. v. Girod

This is an appeal from a dismissal of the plaintiff's declaratory judgment action seeking a determination that it was not liable under a homeowner's insurance policy for additional uninsured motorist coverage claimed by the defendant. The dismissal was premised upon the trial court's determination that the plaintiff had failed to join certain indispensable parties pursuant to Rule 19, A.R.Civ.P., namely the defendant's children.

In April 1988, Morton and Mary Girod, husband and wife, were issued a homeowner's insurance policy through Cincinnati Insurance Company of Cincinnati, Ohio…