Hankins v. Williamsburg City Fire Insurance

The opinion of the court was delivered by

Johnston, C. J.:

The decision herein turns upon the interpretation of a provision in a policy of fire insurance that: “This entire policy, unless otherwise provided by agreement indorsed hereon or added hereto, shall be void . . .' if the interest of the insured be other than unconditional and sole ownership.”

It appears that on July 15, 1909, plaintiff purchased, with, his individual funds, a business building in Baldwin and took the deed therefor in the name of his wife, Mary J. Hankins, which he has always kept in his possession. Plaintiff paid the…