Legal Opinion

Hough v. City Fire Insurance

Supreme Court of Connecticut

Decided February 15, 1860PublishedCited by 73 opinions

Assumpsit, on a policy of insurance. The plaintiff, on the 18th of January, 1856, made a written application to the defendants for insurance, the material parts of which are as follows : — “ Application of Samuel W. Hough, of Fairfield, Connecticut, for insurance against loss or damage by fire, by the City Fire Insurance Company, of Hartford, Conn., in the sum of $1,400, for the term of three years, commencing the 18th day of January, 1856, at noon, on the property…

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Assumpsit, on a policy of insurance. The plaintiff, on the 18th of January, 1856, made a written application to the defendants for insurance, the material parts of which are as follows : — “ Application of Samuel W. Hough, of Fairfield, Connecticut, for insurance against loss or damage by fire, by the City Fire Insurance Company, of Hartford, Conn., in the sum of $1,400, for the term of three years, commencing the 18th day of January, 1856, at noon, on the property specified, to wit: Sum to be insured. Valuation. “ On his frame dwelling house, . . . $1,200 $1,800 “ “ barn, about 100 ft. east…

1Opinion of the CourtSanford, J.

That the evidence introduced by the plaintiff to prove his ownership of the property destroyed, conduced to prove that he had an equitable title to, and consequently an insurable interest in it, is undeniable. It went to show that, before tlie making of the application, he had contracted with Eliakim Hough for the purchase of the property at a stipulated price, had paid a considerable portion of the purchase money in the way agreed upon, had taken possession as purchaser, and held as owner of the property, and had expended a large amount in making permanent and valuable improvements thereon,…

2Cases cited2 opinions

  1. Peck v. New London County Mutual InsuranceSupreme Court of Connecticut · 1852
  2. Warner v. Middlesex Mutual Assurance Co.Supreme Court of Connecticut · 1852

3Cited by73 opinions

  1. Northern Assurance Co. v. Grand View Building Assn.Supreme Court of the United States · 1902
  2. Viele v. Germania InsuranceSupreme Court of Iowa · 1868
  3. Ayres v. Hartford Fire InsuranceSupreme Court of Iowa · 1864
  4. Washington Fire Insurance v. KellyCourt of Appeals of Maryland · 1870
  5. Imperial F. Ins. v. DunhamSupreme Court of Pennsylvania · 1888

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