Larkin v. Johnson

AAA is underwriter for two casualty insurance companies, one of which is the American Mutual Insurance Company of Boston, for automobile insurance. In the event a person applying for automobile insurance does not appear to qualify for insurance with either of the companies for which AAA is an underwriter, AAA’s agents and employees can accept the application and submit it to an assigned risk pool.

A few days prior to March 30, 1971, Larkin went to an AAA office in Milwaukee to obtain automobile insurance. Johnson, a licensed insurance agent and employee of AAA, assisted' her in filling out her…