Herbst v. The Standard Fire Insurance Company

EASTERN DISTRICT OF MISSOURI EASTERN DIVISION ESTATE OF RAYMOND J. HERBST, III, ) by SUSAN HERBST, Personal Representative, ) ) Plaintiff, ) ) vs. ) Case No. 4:23CV201 RHH ) THE STANDARD FIRE INSURANCE ) COMPANY, ) ) Defendant. ) MEMORANDUM AND ORDER This matter is before the Court on Defendant The Standard Fire Insurance Company’s Motion to Dismiss for Failure to State a Claim, filed February 27, 2023. (ECF No. 8). The motion is fully briefed and ready for disposition. BACKGROUND1 On March 28, 2022, Raymond J. Herbst, III (“Mr. Herbst”) was a passenger in a motor vehicle being driven by Lisa…