Hoffer v. Landmark Chevrolet Ltd.

MEMORANDUM AND OPINION

LEE H. ROSENTHAL, District Judge.

Shannon Hoffer sues on her own behalf and on behalf of a class of people sent mailings by Landmark Chevrolet Ltd. (“Landmark”), an automobile dealership. Hoffer alleges that the mailings violated the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., because they used information obtained without authoixzation from the addressees’ credit reports, for a purpose not permitted under the Act. The FCRA allows companies such as Landmark to use information obtained from consumers’ credit reports for communications that extend “firm…