Legal Opinion

Spence v. Phoenix Assur. Co.

Supreme Court of South Carolina

Decided June 28, 1916No. 9427PublishedCited by 5 opinions

Before Rice, J., Chester, October, 1915. Action by Willie .Spence against the Phcenix Assurance Company, Limited, of London. From a judgment for defendant, plaintiff appeals. cite: As to notice and estoppel: 102 S. C. 311; Civil Code, sec. 3550. And as to waiver of forfeiture: 102 S. C. 115-121; 102 S. C. 381; 68 S. C. 392; 78 S. E. 443. ask the Court to review 102 S. C. 115, and' cite: 16 N. Y. St. Rep. 342; 1 N. Y. Suppl. 31; 18 Pa. Sup.

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Before Rice, J., Chester, October, 1915. Action by Willie .Spence against the Phcenix Assurance Company, Limited, of London. From a judgment for defendant, plaintiff appeals. cite: As to notice and estoppel: 102 S. C. 311; Civil Code, sec. 3550. And as to waiver of forfeiture: 102 S. C. 115-121; 102 S. C. 381; 68 S. C. 392; 78 S. E. 443. ask the Court to review 102 S. C. 115, and' cite: 16 N. Y. St. Rep. 342; 1 N. Y. Suppl. 31; 18 Pa. Sup. Ct. 148; 150 Cal. 510; 10 R. R. A. (N. S.) 879; 90 Miss. 642; 15 R. R. A. (N. S.) 471 ; 44 So. 162; 70 S. C. 80; 68 S. C. 391; 14 Fed. 143; 48 Hun. 619.…

1Opinion of the Court

The opinion of the Court was delivered by

Mr. ChiEE Justice Gary.

This is an action upon a standard policy of fire insurance; and the question presented by the exceptions, is whether the defendant’s failure after the fire to return the premium of insurance, or the unearned portion thereof, in accordance with the provisions of the policy, was evidence of waiver.

His Honor, the presiding Judge, ruled that such failure did not tend to show waiver, and accordingly directed a verdict in favor of the defendant. The respondent’s attorneys were granted permission to review 'the case of Scott v.…

2Cases cited1 opinion

  1. Scott v. Liverpool & London & Globe Ins.Supreme Court of South Carolina · 1915

3Cited by5 opinions

  1. Whaley v. Guardian Fire Insurance Co.Supreme Court of South Carolina · 1923
  2. Dubuque Fire & Marine Ins. Co. v. MILLERSupreme Court of South Carolina · 1951
  3. Porter v. Dixie Fire Ins. Co.Supreme Court of South Carolina · 1917
  4. Farm Bureau Mut. Auto. Ins. Co. v. BoboCourt of Appeals for the Fourth Circuit · 1954
  5. Hughes v. Palatine Insurance CompanySupreme Court of South Carolina · 1924

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