Mohan v. Union Fidelity Life Insurance

Sloane, P. J.,

Plaintiff, as insured, purchased from defendant, as insurer, a policy of insurance entitled “Comprehensive Health Protection Policy”. The policy insured against loss “resulting directly and independently of all other causes from accidental bodily injury”.

An endorsement to this policy, and it is attached to the policy, states in bold letters that leap to the eye: “ ‘Paycheck-Plus’ Sickness and Accident Benefit Endorsement”.

This language is our focal point. Plaintiff contends that, having incurred an injury covered by the policy, he is entitled to his “paycheck” for wages lost due…