Fisher v. Garrison Property & Casualty Insurance Co.

SUBSTITUTE OPINION, THE COURT’S PRIOR OPINION DATED April 28, 2017 IS HEREBY WITHDRAWN.

EISMANN, Justice.

This is an appeal out of Ada County from a judgment dismissing the Plaintiffs action seeking to recover under an insurance policy for the loss of her house caused when a renter, who had an option to purchase the house, demolished it. The district court held that coverage for such loss was excluded under the policy. We vacate the judgment of the district court and remand this case for further proceedings that are consistent with this opinion.

I

Factual Background.

The Plaintiff, Shammie L.…