Gardner v. State Farm Lloyds

OPINION

ADELE HEDGES, Justice.

Plaintiffs/appellants, Ed Gardner and Francis Gardner, sued defendants/appel-lees, State Farm Lloyds and State Farm Fire and Casualty Company (“State Farm”), for breach of contract, bad faith, and statutory violation claims. The trial court rendered summary judgment in favor of State Farm. We affirm.

Background

The Gardners allege that the roof of their home was damaged during a hailstorm on April 20, 1995. They filed a claim with their homeowners’ insurer, State Farm. After conducting two inspections, State Farm determined that any loss was less than the $500…