Johnson v. Lincoln National Life Insurance

Appellant, Leonard Johnson, appeals from the summary judgment granted by the trial court in favor of appellee, Lincoln National Life Insurance Co. ("Lincoln").

The facts may be summarized as follows. On October 1,1981, Lincoln issued á Flexible Income Protection Policy and Rider to Johnson. It was Johnson's intent to purchase an insurance policy that provided benefits in the event that he suffered any physical disability.

The terms of the policy obligated Lincoln to pay Johnson a monthly benefit of $500, reduced by certain other income, for each month that Johnson was totally disabled.The…