Standard Mutual Insurance Company v. Elodie L. Bailey, Charlotte A. Cook, Charles E. Cook and Christopher J. Cook

COFFEY, Circuit Judge.

Defendants-appellants Charlotte Cook, Charles Cook and Christopher Cook (“the Cooks”) appeal the district court’s grant of summary judgment in favor of the plaintiff-appellee Standard Mutual Insurance Company (“Standard”). Standard filed this action seeking a declaratory judgment that a motor vehicle exclusion clause in its homeowners’ insurance policy issued to Joseph and Julie McCoy excluded coverage of the Cooks’ claim of negligent entrustment of a motor vehicle against the defendant Elodie Bailey, an insured under the policy. We affirm.

I

On October 10, 1984, Robert…