Legal Opinion

Ramos v. LVNV Funding, LLC

District Court, E.D. Pennsylvania

Decided May 22, 2019No. CIVIL ACTION No. 18-cv-3752; CIVIL ACTION No. 19-cv-477PublishedCited by 8 opinions

1Opinion of the Court

MCHUGH, United States District Judge

MEMORANDUM

These are actions under the Federal Debt Collection Practices Act (FDCPA) and Pennsylvania's counterpart, the Fair Credit Extension Uniformity Act (FCEUA), brought by Plaintiffs after a debt buyer and its attorneys were unsuccessful in pursuing collection of debts in state court. Plaintiffs have not pleaded any specific deceptive or unconscionable conduct, but seemingly rely on the fact that they prevailed in the underlying collection lawsuit. Thus the central question is whether the verdicts in Plaintiffs' favor in state court necessarily…

2Cases cited17 opinions

  1. Fowler v. UPMC SHADYSIDECourt of Appeals for the Third Circuit · 2009
  2. Heintz v. JenkinsSupreme Court of the United States · 1995
  3. Henson v. Santander Consumer USA Inc.Supreme Court of the United States · 2017
  4. Eades v. Kennedy, PC Law OfficesCourt of Appeals for the Second Circuit · 2015
  5. Obduskey v. McCarthy & Holthus LLPSupreme Court of the United States · 2019

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3Cited by8 opinions

  1. Alycia Johns v. Nelnet, First Premier Bank, LVNV Funding, Equifax Information Services, LLC, Experian Information Solutions, Inc., TransUnion, LLC and Resurgent Capital Services LPDistrict Court, E.D. Pennsylvania · 2026
  2. Amber Coulter v. I.Q. DataDistrict Court, D. New Jersey · 2026
  3. COMMONWEALTH OF PENNSYLVANIA v. THINK FINANCE, INC.District Court, E.D. Pennsylvania · 2019
  4. GWIAZDA v. LVNV FUNDING, LLCDistrict Court, E.D. Pennsylvania · 2022
  5. Mattingly v. JusticeDistrict Court, N.D. California · 2024

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