Morey E. Storhaug and Bernadine M. Storhaug v. State Farm Fire & Casualty Company

Morey and Bernadine Storhaug appeal from the district court’s directed verdict on one count in their suit against State Farm Casualty Co. (State Farm). For reversal the Storhaugs contend that the district court erred because the evidence on State Farm’s vexatious refusal to pay created a jury question. We affirm.

The Storhaugs’ floating boat dock at their summer home on Lake of the Ozarks collapsed in a winter storm. Although the Storhaugs were absent at the time, neighbors notified them of the loss, and four days later, the Storhaugs reported it to their agent. Nine days later, State Farm’s…