In Re White

MEMORANDUM OPINION AND ORDER

RICHARD D. TAYLOR, Bankruptcy Judge.

Jeffery Lewis White and Jennifer Gay White (collectively, “debtors” or individually, “Jeffery White” and “Jennifer White”) filed separate chapter 7 bankruptcy cases in September 2010. In each case, Commercial Bank & Trust Company (“Commercial Bank”) filed its Objection to Debt- or’s Claimed Exemption/Motion for Relief from Stay (individually, “Objection” and “Motion for Relief’). Thereafter, each debtor filed a Motion to Avoid Lien (“Motion to Avoid”) with respect to the lien asserted by Commercial Bank. Because the pleadings…