Federal Life Insurance v. Summergill

'Stephens, J.

1. The term “medical or surgical attention” in questions propounded to the applicant for a sick-benefit insurance policy, as to whether he had received “medical or surgical attention within the past five years,” means medical or surgical attention for some illness or disease of substantial importance or of a serious nature, and not consultation, treatment, or attendance concerning some trivial or temporary indisposition or feeling which has passed away without affecting the general health. Crosby v. Security Mutual Life Ins. Co., 86 App. Div. 89 (83 N. Y. Supp. 140) ; Couch on…